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Protecting you in your journey to success.

Field-Waldo Insurance Agency is prepared to help conquer your challenges.

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Personal Insurance

Our goal is to protect you from the unexpected through top quality insurance coverage that works for you.

Business Insurance

We’ll thoroughly assess your business to develop creative, cost-effective solutions that fit your needs.

Employee Benefits

We can design an employee benefits program that makes sense for your company and your employees.

Real Estate

We offer professional local expertise in residential, farm & ranch, and commercial real estate.

About Field-Waldo Insurance Agencies, Inc

Serving personal and business clients since 1962

Field-Waldo Insurance Agency is a full-service independent insurance agency that has served personal and business clients since 1962. For over 57 years, Dave and Barbara Waldo have been running Field-Waldo Insurance, formerly known as Nolan Field Insurance. Since opening, new partners Ray Waldo and John Forsyth, who joined the firm in the late 1970’s, have helped to grow the business throughout the Valley with an office in Ontario, and other locations available by appointment in Vale and Nyssa.

We have been placing coverage with more than 100 insurance companies each year and strive advisors to add real value to our clients’ lives. Our coverages in personal insurance, business insurance, employee benefits and risk management solutions are presented to clients with a clear and knowledgeable approach. Our unique process helps our clients identify, measure, and control the issues that affect the total cost of risk and the total cost of benefits.

About Our Agency

Our Mission

Working with families, businesses, and organizations to identify and manage risk and opportunity.

Our Vision

We are an independent, family-owned group of businesses that seek to be ‘leading edge’ in providing programs and services that assist our clients in their journey to success. Our businesses will continue to evolve over time predicated on the needs of our clients. We will be known as unique thought leaders and advisors who are capable of adding real value to our clients’ lives.

Hear From Our Customers

Scott - Thank you for all your help with our policy. We really do appreciate your service. I have had a couple of insurance companies trying to get me to provide info so they can give us a quote, but I always tell them that we are happy with our agent and not in the market to shop around.

C & B Sanitary Service, Inc.

I feel known by the entire staff. Thank you for your years of service.

Vicki Price
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At Field-Waldo Insurance Agencies, Inc, we exceed expectations. Read more reviews from happy customers.

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Three Convenient Locations

We have three convenient locations in Oregon to serve our local community.

Ontario, OR Office

378 W. Idaho Ave
Ontario, OR 97914

Nyssa, OR Office

218 Main St.
Nyssa, OR 97913
By Appointment Only

Vale, OR Office

267 A St W.
Vale, OR 97918
By Appointment Only

Extending coverage solutions throughout Oregon state and Idaho with a focus in Boise, Nampa, Fruitland and Meridian.

Our Philosophy

Having the right perspective will reveal proper priorities.


Our employees as professionals and supporting their efforts.


Our clients as friends and respecting these relationships with honor.


Risks that you may not see and providing a method for managing them.


Ways to make your organization more attractive to the insurance industry.


The industry to meet the needs of modern organizations.

Explore Clickable Coverage

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
Risk Factor

Most fires are devastating. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents? Remember, inflation rates on building materials and construction costs rarely track with real estate values. As a result, rebuilding a home can often cost significantly more than expected.


Make sure your homeowners policy contains replacement cost coverage with no cap. This protects you if the cost to reconstruct your home is higher than your current limit of coverage. And, be sure that your insurance includes rebuilding your home to code. Very often, local ordinances and building codes change over time, which may require additional costs.

Personal Property / Contents - Property Damage
Risk Factor

When your home suffers damage due to an unexpected event, your personal property is also at risk. Furniture, appliances, clothing, electronics, and other personal items can also be damaged or destroyed.


Your homeowners insurance policy typically covers personal property, including the contents of your home and other personal items owned by you or family members who live with you. Make sure your homeowners policy includes replacement cost coverage for personal property so that you always receive the full cost to replace whatever item is damaged.

Additional Living Expense / Loss of Use
Risk Factor

When there is substantial damage to your home due to unexpected events such as lightning, fire, or a storm, you may not be able to live in your home until it can be repaired or rebuilt–potentially incurring additional living expenses for lodging, food, and other daily needs.


Ensure that your homeowners insurance policy provides additional living expense or loss of use coverage to compensate you for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt.

Valuable Possessions
Risk Factor

Typically, there is a sublimit on homeowner insurance policies for valuable possessions, such as jewelry, furs, fine arts, and other collectibles.


Obtain a personal floater or schedule your valuable possessions to ensure you’ll have the money to replace them.

Medical Expenses
Risk Factor

If a guest is injured while on your property, even when it’s due to a friendly game of baseball, you may be required to pay any medical expenses associated with their injury.


Your homeowners policy should include medical expenses coverage to take care of injuries and treatment - generally not of a serious nature. In the event a person is injured on your property and requires medical attention, you would be able to submit the injury-related medical expenses to your insurance carrier. Medical expenses are usually paid without a liability claim being filed against you.

Personal Liability
Risk Factor

In the unfortunate event that someone slips and falls while on your property, you and your family may be held liable for any injuries that result.


Your homeowners policy includes personal liability coverage to respond to incidents where injuries or damages occur to a third party where you may be deemed negligent. However, you should consider purchasing a personal umbrella or excess liability policy to provide additional coverage limits to protect your assets in case a lawsuit is brought against you.

Miscellaneous Coverage
Risk Factor

The fun that comes with having a trampoline in your backyard can also be accompanied by serious risks, which may not be covered under your standard homeowners insurance policy since coverage varies from state to state and between insurance companies.


You should make sure your homeowners insurance policy covers your trampoline, as many insurance providers refuse to take on trampoline liability and exclude the item from coverage.

Personal Injury / Defamation
Risk Factor

Young people are usually very active online. However, using social media and other sites can increase the possibility of them directly or indirectly damaging someone's reputation and exposing you, the parent, to a lawsuit.


Your homeowners insurance policy includes liability coverage for property damage caused by any member in the family, but likely does not cover rumors or statements that damage a reputation. You may need to seek additional coverage to include liability protection that covers personal injury or defamation.

Umbrella / Excess Liability Coverage
Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?


An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies-providing financial value and security. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Flood Coverage
Risk Factor

You do not have to live near a body of water to suffer loss due to flooding. With the changing weather patterns and more damaging storms occurring around the globe, flood losses are becoming more common in places that are not normally prone to flood damage. Your homeowners policy does not cover damage from flood. Could your home be at risk?


Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.

Secondary Home
Risk Factor

Owning a secondary home has the potential of increasing your liability exposures.


Be certain that you extend the liability coverage under your homeowners policy to include your secondary home. You should also consider including the secondary home under an excess liability or umbrella policy to provide for additional liability limits.

Collector Cars
Risk Factor

Collector or classic vehicles often have significant value and require special documentation and unique insurance coverage to ensure they are adequately protected. Even if stored on your property, they are typically not covered under your homeowners insurance.


Insure your collector cars with a specialized insurance company that focuses on and understands the unique nature of collector or classic cars and other vehicles.

Wine Collection
Risk Factor

If you are a connoisseur of wine, you know that it is susceptible to outside environmental exposures that can ruin it. If the collection is damaged, coverage from your homeowners policy is a possible recourse. However, the damage is only insurable if it is a covered cause of loss as outlined in your homeowners policy. A deductible would also apply.


If you have a sizable wine collection, you may want to consider scheduling the collection on your homeowners policy. Doing so expands your coverage and eliminates the deductible in case of a loss. You can also consider unique coverages for wine, such as for spoilage.

Water Damage
Risk Factor

Whether entering from outside your home from a flood or from within your home’s plumbing system, water damage is the most common cause of loss to a home. Many policies exclude losses caused by backup of sewers and drains, and all unendorsed homeowner policies exclude damage caused by a flood.


Careful review is essential to protect your home and belongings from all sources of water damage. We recommend coverage solutions from insurance companies that include backup of sewers and drains. Also, identify cost efficient solutions to address the risk of flood damage in the first place.

Off-Premises Theft
Risk Factor

Surprisingly, standard auto insurance does not cover personal property or contents stolen from your car.


Most homeowners policies offer an option to include off-premises theft coverage as an endorsement, which covers you for theft of your personal property away from your residence.

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